Calculator at 2 AM
Someone stands there with their phone dividing the total, while the rest have already called a cab.
Telegram · no cards · free
Drinks done —
walk away debt-free
SplitDaddy works out who owes whom after the pub or a party — with the fewest transfers. Right inside your Telegram chat.
$0
cost
0
sign-ups
30 sec
to a summary
— BILL #BX —
1200 cocktails 🍹
600 taxi @ira -me
SUMMARY ↓
Ira → You600 ₴
Max → You200 ₴
Max → Oleg200 ₴
transfers: 3 · minimum ✓
Sound familiar?
Splitting the bill at the end of the night is nobody’s idea of fun
“Who paid for what?”
The receipts are gone and so is everyone’s memory. Half the spend gets settled by arguing.
A pile of back-and-forth transfers
Everyone pays everyone in circles. The banking app weeps.
How it works
Four steps — and everyone knows who owes whom
1
Start a party
Add the bot to a group chat and open a new party with a single command.
2
Log expenses
1200 pizza · 350 taxi @ira -me
3
The bot calculates
SplitDaddy folds every debt into the shortest chain of transfers.
4
See the summary
Who owes whom, in a tidy bill right there in the chat.
Flexible
Pizza — on everyone. Taxi — just on Ira.
Log expenses however you like: for the whole group, for a few people, or just yourself. Add -me to leave yourself out, or @ira to tag a specific person.
Features
Everything a seasoned bartender needs
Smart splitting
On everyone, on a few, or just yourself — however you like.
Fewest transfers
The shortest chain instead of a pile of back-and-forth payments.
Party codes
Every group gets its own code. Nothing gets mixed up.
Easy to fix
Got a number wrong? Edit any expense in a second.
Privacy
Only what’s needed to do the math. No trackers.
Zero installs
Works right inside Telegram. No apps, no sign-ups.
Where it helps
One bot for any shared wallet
Anywhere a few people spend together and then lose track of who owes whom.
Pub & party
The classic. Different drinks, shared snacks, tips — and no one remembers who chipped in.
cocktailsshotssnackstips
Hike & road trip
Grocery runs, fuel, gear, tents. One person paid for it all — the bot sorts it out.
groceriesfuelgeartents
A few-day getaway
The crew took off to another city for 3–4 days: flights, hotel, cafes, taxis, tours — all in one pile.
flighthotelcafestaxi
Shared flat
Flatmates and recurring costs: rent, utilities, groceries, cleaning supplies — fair every month.
rentutilitiesgroceriesinternet
Example
Three expenses — three transfers. Not one extra.
Instead of everyone paying everyone, SplitDaddy folds debts into the shortest chain of transfers. Less fumbling in your banking app.
— SUMMARY #BX —
#BX-11200 cocktails (everyone)
#BX-2600 taxi (Ira only, -me)
#BX-3400 entry (everyone)
Ira → You600 ₴
Max → You200 ₴
Max → Oleg200 ₴
Transfers: 3 · the minimum possible ✓
FAQ
Frequently asked
Is it really free? +
Yes. SplitDaddy is completely free — no subscriptions, fees, or hidden charges.
Do I need to register or add a card? +
No. The bot works right in your Telegram chat. No accounts, cards, or app installs.
How does the bot know who owes whom? +
You log expenses as normal messages, and SplitDaddy computes everyone’s balance and folds debts into the fewest transfers.
Can I split among just some people? +
Of course. Use -me to leave yourself out, or @name to assign an expense to specific people only.
Is my data safe? +
We store only the minimum for the math: Telegram ID, name, and amounts. No trackers, no sharing with third parties.
How many people can I add? +
As many as you like — from a couple of friends to a whole table.
